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Strategic Debt Relief - Resolve Your Debt
Credit Cards, Medical Bills, Student Loans, Personal & Business Loans
With our economy hitting all-time lows, consumers are struggling to find ways to keep their heads above water and stay debt free. When debt is piling up, it’s hard to ignore phone calls from angry creditors and aggressive collection agencies.
Want assistance from debt stress and financial worries?
Our mission is to help as many individuals as possible obtain freedom from their debt. We resolve all types of unsecured debt and work around the clock to make our clients happy. Upon speaking with one of our experienced debt advisors, you’ll understand that you now have someone who listens, understands your situation, and can assist you with your goal to financial freedom.
Whatever Your Debt Problem, We Can Help
When debts get out of control, it’s difficult to know where to turn. Overwhelming stress can make it difficult to make the right decisions. You may owe money to banks, credit card companies, or student loan organizations and they may be threatening with legal action. But being in debt is not a crime. Furthermore, you should never feel pressured into repaying more than you can afford. The important thing is not to panic or bury your head in the sand. There is a way out of this. And we can help.
Your Next Step? Just Follow Our Advice
By contacting Strategic Debt Relief, you’ve already taken the first important step in your financial recovery. Your next step is to enroll in our proven debt resolution program and follow our expert advice. We provide you with a personal action plan that’s specifically tailored to your situation. By enrolling with us, we can promise to do everything in our power to significantly reduce your existing burden of unsecured debts. We won’t quit until your debt problems go away.
Helping You Become Debt Free – What to Expect
We specialize in reducing the balances on various types of debt including the following: credit card debts, medical bills, private student loans, repossessions, business debts, and other unsecured obligations. We also work to ensure that your creditors don't harass you at your home or place of business.
We’ve been helping thousands of people like you every day. The moment you contact us, you will be assigned a personal coach with strong financial knowledge who will immediately create a customized action plan to resolve your current financial problems.
Are You Planning to Continue Paying Minimums for Credit Cards?
When paying back minimum payments calculated by your credit card company, you’re further hurting your financial future. While it’s manageable for you to pay the smaller amount, you’re getting into the danger zone of postponing your debt balance. Here is an example of a scenario where you make a minimum payment on a $10,000 balance with a 15 percent interest rate. It will take you 42 years to pay off your balance and cost you an additional $25,000 in interest payments. With an interest rate of 19 percent, the same balance will take 83 years to pay off and cost you an additional $55,000 in extra interest charges.
Want to see how this applies to your credit card debt? Luckily, the regulation requires credit card companies to disclose the exact length of time it will take each consumer to pay off their debt if they’re making minimum payments. When you get your next credit card bill, locate an area which says “Minimum Payment Warning” and see how long it would take you to pay off the debt and how costly it will be. By paying only the minimum payment amount, you’re basically paying interest which is pure profit for your credit card company.
True, it’s difficult these days to pay off the full amount charged to your credit card each month, especially when you’re dealing with the changing economic conditions, unforeseen events, loss of a job, and increasing medical bills. Think smart and make a solid, swift decision to change the direction your debt is taking you.
YOU'RE 10 SECONDS AWAY
FROM DEBT FREEDOM!
Complete the simple online form today for a free quote!
Considering a Debt Consolidation Loan? Think Again.
Debt consolidation loans exist today because they are beneficial to lenders. Loan consolidation companies look for consumers with good credit who are current on their payments. It’s a well-advertised product for consumers who struggle with their debt, to get out of old debt and get into new debt. The purpose of this loan is to pay off your existing balances with unsecured creditors by enrolling into a bigger consolidation loan where you’ll have to pay origination fees again. This alternative does not reduce or eliminate any portion of debt. Consumers who cannot afford the full payment or who are missing minimum payments are running excessive balances and damaging their credit. Debt consolidation in any form will almost always put a dent on your credit score. The major credit bureaus use a credit scoring system that hinges on the age of your accounts. Older accounts have a more positive impact on your credit score because they show a history of payments. When you consolidate your debts, the old accounts are closed and replaced with a new account. This in turn puts you farther away from your goal of financial freedom and a positive credit history.
Contemplating Bankruptcy? Consider the Consequences.
Going with a bankruptcy should be the absolute last option. For individuals, there are two kinds of bankruptcy: Chapter 7 where the majority of your debts are forgiven, and most of your assets are gone. Chapter 13 allows you to pay for your debts over the next 3 to 5 years while having plenty of negative consequences. Bankruptcy is the last resort because it stays on people’s public records for several years. This means a low credit score, a risk of losing assets like your car, home, and family memorabilia. Unfortunately, in our society, bankruptcy is perceived as taboo. Many employers see bankruptcy as unfavorable and deny jobs, while creditors see the person as insolvent. In the eyes of society, someone who files for bankruptcy is seen as one who accumulates debt, and mismanages it, and is thereby perceived as an irresponsible individual that financial entities cannot entrust.
Strategic Debt Relief – Debt Control with Confidence
We understand that you need help, and you need to deal with someone you trust. We are not debt consolidation lenders. We’re not going to get you into another loan or need you to have a great credit score. Your existing financial situation may have already put a dent on your personal credit. We’re not a credit card company which wants to suck interest payments out of you until you can’t pay any longer. We save our clients from risking their credit reputation which took many years to build by avoiding bankruptcy. Our program may have a marginal impact on your credit score, but it won’t be long-lasting.
Our staff consists of experienced, professional, and courteous individuals who negotiate directly with each of your creditors. We negotiate with banks, medical centers, credit card companies as well as a number of other types of creditors. We do everything in our power to protect you from harassing phone calls, threatening emails, and other aggressive collection tactics.
We Get People Out of Debt: Our relationship with the creditors allows us to get you one single low monthly payment that eliminates all debts. You can expect debt settlement results within 24 – 48 months.
Your monthly payments will be deposited to an FDIC-insured trust account which you control at all times. As you’re depositing payments, which are designated for settlement purposes, we work with your creditors to reduce your debt load by as much as 40 percent.
What Kind of Debt Can You Enroll?
We Negotiate and Settle Unsecured Debts
Upon qualification into our program, we may be able to lower your monthly credit card payments by a significant percentage while getting you out of debt in as quickly as 24-48 months. Our goal is to get you out of debt as fast as possible. Of course our service is not free. It’s a long and difficult process to plan and negotiate your settlement payments for the duration of this period. The fees for our services vary by the state you’re in and the amount of your debt you have. This fee varies between 18-26% of your enrolled debt and is built into your low monthly payment. Compared to the thousands of dollars you would be paying in interest and still remain in debt, this fee is insignificant.
Many of the consumers who’ve joined our program have been able to put away money saved into their savings or retirement account. Not only are they able to pay off their debt, they are also able to plan for their future. This truly is a fresh start program, and it has changed the lives of many people who have survived living paycheck to paycheck. We pride ourselves in brightening the lives of thousands of peoples every day.
YOU'RE 10 SECONDS AWAY
FROM DEBT FREEDOM!
Complete the simple online form today for a free quote!
"I couldn't be more pleased with the service they gave me."
I was behind on my credit cards by three months and had no way to catch them up. I was getting collection calls daily. After going through Strategic Debt Relief's program I am debt free and couldn't be more pleased with the results and service.
Harold M. - AR
"What an amazing company to work with!"
From their debt relief specialist to their customer service reps, this company is friendly and professional, not to mention great at what they do, give debt relief.
Sharron K. - CA
"No more stress from debt and living debt free."
As I was researching online for a solution to my debt problem when I came across Strategic Debt Relief. I gave them a call to see if they could actually help me. They said that since my debts were unsecured they could cut my debt by almost half. This has been such a major help to me financially.
Doris L. - TX
"If you're in need of debt relief, this is the company to call."
I was six months behind on my credit card bills and unsecured bank loans and wasn't making enough to catch them up. Since the creditors weren't offering me a realistic payment and term I could afford I called Strategic Debt Relief. My payments are now half of what I was paying and the creditors have stopped calling.
Jason S. - FL
"I owed way more than I could afford and am now on the fast track to being debt free."
My only regret is that I didn't call Strategic Debt Relief sooner. I will be debt free in about 9 months and best of all at a payment I can afford.
Kendra F. - MI
"This company gave me the relief from my debts I desperately needed."
I'm not sure how many months I would have been able to keep up with my minimum payments but I was sinking fast. I had to get a lower payment or I was going to go into default soon. Strategic got my payments and payoff lowered to a payment I can manage.
Justin R. - MO
Not all debts are eligible for enrollment due to our underwriting guidelines. Clients who make all their monthly program payments pay approximately 42% of their enrolled debt balance before fees or 67% to 71% including fees, over a term of 1 to 60 months. Our service fee is approximately 20% to 25% of the enrolled debt amount enrolled. Not all clients complete our debt relief program for various reasons, including their ability to save sufficient funds while in our program. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of debt settlement. Please read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. We look forward to assisting your shortly in settling your debts at Strategic Debt Relief 1711 Kings Highway, 2nd Floor, Brooklyn, NY 11229.