All around the United States, people everywhere are in search for bankruptcy solutions. These people are stressed, worried, and anxious; they’re at their wit’s ends as they try to figure out a way to make it through their situations. All of these people have something in common—a goal that will bring them together in their times of crisis; they all need help. At this point, these people are likely considering bankruptcy due to their overwhelming amount of debt. If this is where you’re at, then lift your chin up and let the weight be lifted from your shoulders.
Our bankruptcy alternative program exists to make your life easier in the long run, taking away the stress that you previously thought was irreversible. Through this program, we provide our clients with tried and true alternatives to bankruptcy. Our clients get out of debt quickly through an affordable program—often settling their debts for far less than what they originally owed, instead of sending their bank accounts into the negative or filing for bankruptcy. Our life-changing program proves that bankruptcy doesn’t have to be an option; you won’t have to worry about the consequences of your last resort.
It may feel like the end of the world, but it’s not. This is why our program exists: to help people like you get their finances in order. You can make it out of this, and our goal is to help you do it. If you know you could benefit from a program like this, keep reading to find out more about what we offer.
Debt Settlement as one of the Bankruptcy Alternatives
We offer a debt settlement program that leaves you paying off your debts for less than what you actually owe. We work with negotiators that will speak to your creditors about lowering your debt to a more reasonable amount that fits what you are realistically able to pay. If you’ve fallen behind on your bills, can barely make your minimum monthly payments, and have no other options available, this could be a great solution.
Credit Counseling as a Bankruptcy Alternative
Credit counseling is similar to debt settlement in that creditors will be spoken with about lowering existing interest charges. In this bankruptcy alternative option, you would pay off all the debt you owe over a longer period of time after interest charges have been lowered. Although you will end up paying more by the time you’re done, this option is still often considered to be a safer alternative.
Liquidating you Assets as an Alternative to Bankruptcy
Another bankruptcy alternative may come in the form of liquidating your assets. For those who do have their own assets, this is, by far, the safest option that you can do on your own. This method is also often what comes with a Chapter 7 bankruptcy, so doing it on your own could save you the harsh consequences of filing in court. If you don’t qualify for other alternative programs and you have the assets to sell, this option may be the smartest and easiest way to get out of debt.
If you feel like all hope is lost when it comes to your financial situation, don’t hesitate to get in touch with us today. Our programs exist to make your life easier and take the stress away. Of course, you should speak with an attorney if you prefer legal advice regarding your situation.