Debt Relief Programs
Reduce Debt
If you’re currently struggling with overwhelming debt and have been for a long time, it’s time for you to pursue a plan designed to reduce debt. A debt reduction plan may also be known as a debt management or debt settlement plan, and this involves working with a debt relief consultant who will negotiate with…
Read MoreReduce Your Debts
Watching debt pile up can be very stressful and can often cause you to feel hopeless or inadequate. You shouldn’t let those feelings overcome you, though, because you can fight back and reduce your debts with just a little time and dedication. If you’ve been struggling with overwhelming financial issues, keep reading to learn how…
Read MoreDebt Relief Laws
Although a debtor should—by all means—be held responsible for not paying back their debts, there are several debt relief laws in place to protect debtors in these situations. With that said, these laws do not exist to relieve debtors of their responsibilities. It is, in fact, the right of the creditor to respectfully request payment…
Read MoreCredit Card Relief
There seems to be an idea going around that credit cards are bad for you to use. But the people saying that are typically people who are drowning in debt, desperate from credit card relief. When used responsibly, credit cards can be a great way to build your financial reputation. On the other hand, credit…
Read MoreCredit Card Help
If you’ve recently found yourself overwhelmed with debt and desperate for credit card help, it is important to remember that you do have options. While some people are determined to figure things out on their own, debt is often better handled with the help of a professional. There are plenty of companies and programs available…
Read MoreCredit Card Debt Settlement
Credit card debt settlement is becoming the most popular option for people of the United States to start getting out of debt today. In the past, it wasn’t such a popular option due to the fact that it involves some intentional manipulation of your creditors. Credit card debt settlement means that you stop paying off…
Read MoreHow Does Consolidated Credit Work
Are you drowning in an overwhelming amount of credit card debt? Are creditors calling you nonstop in an attempt to make you pay the money you owe? Since you’re here right now, it’s likely that you—or someone you know—is struggling with these things. It’s even more likely considering that the average household in the United…
Read More1099-C Cancellation of Debt Form And Tax Consequences
Everything seems great when your creditor has graciously agreed to settle your debt for far less than what you originally owed—especially when you originally owed more than $20,000. You have the right to be excited! In fact, you may even want to celebrate. But you might not want to celebrate so quickly. It turns out…
Read MoreWhich Debt Program Is Best?
The most common problem that people have with debt is the fact that it’s much easier to get into it than it is to get out. In the blink of an eye, you can owe thousands, whether it be in student loans, medical bills, credit cards, or some other form of pesky and troublesome debt.…
Read MoreBankruptcy vs. Debt Settlement
With our economy hitting all-time lows, consumers are struggling to find ways to keep their heads above water to stay debt free. When debt is piling up, it’s hard to ignore phone calls from angry creditors and aggressive collection agencies. Most people get in debt due to a job loss, medical reasons, or catastrophic events.…
Read More